Online application takes less than 5 minutes
- Up to R5,000,000 loan limit Business Loans
- From R5,000 to R5,000,000 Home Loans
- From R5,000 to R2,000,000 Personal Loans
- From R5,000 to R5,000,000 Consolidation Loans
- From R5,000 to R200,000 PayDay Loans
- From R5,000 to R1,000,000 Loans for Blacklisted Clients
Finsap Loans is a direct loan lender offering different loan types.
Short Term Loans
Short term loans are financial products which are designed to provide immediate access of funds to borrowers for a short period. These loans are meant to be repaid within a few months which is why they are often compared with payday loans.
A short term loan is often used to cover unexpected expenses like medical bills or home repairs. These loans are unsecured, which means that they don't require collateral. Approval is usually based on factors such as borrower's income and repayment ability. At Finsap Loans, we offer short term loans, You can apply online to borrow money and get the money to your bank within 24 hours if approved.
How do short term loans work?
To get a short term loan, borrowers need to fill out an online application form, providing information like their income, employment details, and personal identification proof. Once submitted, we will review the application and, if approved, the funds will be directly sent to the borrower's bank account.
Repayment of these loans are usually fixed in the form of monthly instalments, which typically ranges from a few weeks to a few months.
Is a short term loan good for me?
What can I use a short term loan for?
Unexpected medical expenses, Car repair, Urgent home repair, Utility bills, Debt consolidation, Tuition Fees, Home repairs.
When considering a short term loan, check the interest rate and monthly repayments. Also, borrow only what is necessary. It is important to use the funds responsibly and ensure that you can comfortably repay the loan and pay interest within the given time duration.
How much money can I borrow from a short term loan?
Can I repay my short term loan early?
At Finsap Loans, we give you upto 12 months to repay your loan, but you can repay early if you want to, and we won't charge any extra fees from you. Remember, by repaying your loan early, you can save money on interest and become debt-free sooner.
To apply for a short term loan?
Apply online on our website and send the required supporting documents via email to info@finsaploans.co.za
1. Copy of ID or passport
2. Last 3 months personal bank statements or payslips
Application takes less than 5 minutes. Apply Now
Why choose Finsap Loans
We’ve been arranging finance solutions since 2006 and it’s our mission to take the hassle out of applying for credit.
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Finsap Loans offer personal loans, business loans, loans for debt review, debt consolidation loans, loans for blacklisted and home loans from 5% low interest rates in South Africa
We look at all circumstances
Whether your credit score is in good shape or less-than-ideal, we can assist you with your loan requirements
Helping thousands of South Africans
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Tell me moreFinsap Loans is a direct loan lender offering different loan types.
More about our products
Personal Loans
Our approach to lending has always been, and always will be, personal. We’ve helped individuals in South Africa, but we know that every customer - Find out more.
Business Loans
Business loans are very common and one of the first options for businesses looking to raise finance.
The lender provides money that you, as the borrower, pay back - Find out more.
Debt Consolidation Loans
A debt consolidation loan is designed to help you get on top of any outstanding credit you have by moving some or all your debt - Find out more.
Home Loans
Our award-winning range of home finance products let you release tax-free cash from your home, second home or buy-to-let property, without the need to sell or transfer ownership. – Find out more.
Loans for Blacklisted
Many people believe that by having a bad credit history you are barred from being able to get a loan in the future and that your details – Find out more.
PayDay Loans
A payday loan is a short-term, small loan that you repay once you receive your next pay – Find out more.
Home Improvement Loans
A home improvement loan allows you to spread the cost of your project with a clear view of what you'll pay each month from the start – Find out more.