Home Loans

It is possible to get a home loan with bad credit, although you’ll probably pay higher interest rates and you may need to come up with a larger deposit. There are loans designed for people with poor credit, and we specialise in offering these in south africa. Remember, you should only get a home loan iif you can afford the monthly repayments. If you can’t keep up with them, you may lose your home.Whatever you choose to do, we’re here to help you make the right choice.

To apply for a home loan:
Apply online on our website and send the required supporting documents via email to info@finsaploans.co.za
1. Copy of ID or passport
2. Last 3 months personal bank statements or payslips

Application takes less than 5 minutes. Apply Now

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Take a look at genuine reviews from our happy customers who we’ve helped get a loan. see reviews

How about a Consolidation Loan?

Find out your chances of being approved for a loan with no impact on your credit score.

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Finsap Loans is a direct loan lender offering different loan types.

More about our products

Personal Loans

Our approach to lending has always been, and always will be, personal. We’ve helped individuals in South Africa, but we know that every customer - Find out more.

Business Loans

Business loans are very common and one of the first options for businesses looking to raise finance.
The lender provides money that you, as the borrower, pay back - Find out more.

Debt Consolidation Loans

A debt consolidation loan is designed to help you get on top of any outstanding credit you have by moving some or all your debt - Find out more.

Home Loans

Our award-winning range of home finance products let you release tax-free cash from your home, second home or buy-to-let property, without the need to sell or transfer ownership. – Find out more.

Loans for Blacklisted

Many people believe that by having a bad credit history you are barred from being able to get a loan in the future and that your details – Find out more.

PayDay Loans

A payday loan is a short-term, small loan that you repay once you receive your next pay – Find out more.

Home Improvement Loans

A home improvement loan allows you to spread the cost of your project with a clear view of what you'll pay each month from the start – Find out more.

Can we help you today? Whether it’s a question or you just need support, we’re here to help.Get in touch